Use cases
How businesses accept crypto payments with Crypto Merchant: use cases
Crypto Merchant gives a business three ways to get paid in crypto: a hosted checkout page, payment links, and a REST API with signed webhooks. Which one fits depends on what you sell. An online store creates an invoice per order; a SaaS invoices each billing period; a freelancer pastes a payment link into a chat; a seller of downloads delivers on the invoice.paid webhook; a non-profit puts a link with no fixed amount behind a Donate button. Each page below walks through one flow end to end, with the real API call. The fee is 1% per paid invoice in every case.
Updated 6 November 2026
Which way of getting paid fits your business?
The same account offers all three ways at once, so you can start with a payment link and add the API later.
| Use case | How customers pay | What you set up | Good fit when |
|---|---|---|---|
| Online stores | An invoice page per order: coin of their choice, exact amount, locked rate | One API call at checkout and a webhook endpoint | You run your own cart and can add an API call |
| SaaS and subscriptions | An invoice per billing period, or a permanent deposit address per account for prepaid balances | Scheduled invoices with metadata, or sticky wallets | You bill monthly or sell prepaid credits |
| Freelancers | A payment link per job, or your checkout page with any amount | An account; no website or code needed | Clients abroad pay you one job at a time |
| Digital goods | An invoice page per order; the download or licence follows the paid webhook | One API call and a webhook that releases the file | Delivery should be automatic the moment a payment confirms |
| Donations | A link with no fixed amount: the donor types what to give | One payment link behind a Donate button | You take gifts of any size from anywhere |
What every use case has in common
- Sign-up asks for no documents. An email address, a name and a business name open the account; the Terms still apply, and some businesses are not allowed.
- The customer never needs an account. They open a hosted page, pick a coin and network from the ones you accept, and send the exact amount shown, at a rate locked for that invoice.
- You hear about every payment. In the portal, by email, and on your server through webhooks signed with HMAC-SHA256 and retried for about two days.
- You pay out whenever you want, with no minimum, each coin to its own address or everything swapped into one holding coin such as USDT or USDC.
- It's custodial and crypto-only. Crypto Merchant holds the keys until you pay out, and there is no bank settlement and no shop plugin.
Use cases in detail
Each page follows one business from sign-up to payout, shows the API call or the portal steps, and says plainly what Crypto Merchant doesn't do for that case.
- Online storesAccept crypto payments in an online store, without a plugin
- SaaS and subscriptionsAccept crypto payments for a SaaS or subscription
- FreelancersGet paid in crypto as a freelancer: payment links, no website needed
- Digital goodsSell digital products for crypto: downloads, licences and ebooks
- DonationsAccept crypto donations with a link for any amount
Frequently asked questions
Does Crypto Merchant have a WooCommerce or Shopify plugin?
Which use cases need a developer?
Can one account use payment links and the API at the same time?
Can customers pay in any cryptocurrency?
Start accepting crypto today
Free setup, no documents to sign up, 1% per paid invoice, and payouts whenever you want.