Crypto Merchant pricing: 1% per paid invoice

Every cost, in one table

This is the complete list. Anything not in this table, Crypto Merchant does not charge.

Fee calculator

Enter an invoice amount to see the Crypto Merchant fee, and what other gateways would charge at their published standard rates.

How is the 1% fee calculated?

The fee is 1% of the amount credited to you, taken in the coin the customer paid with. It is deducted when the payment is confirmed and added to your balance, so you never pay it separately.

For a $100 invoice paid in USDT, 1 USDT goes to the fee and 99 USDT to your balance. If you accept a small underpayment within your tolerance, the fee is 1% of what actually arrived.

Worked examples

Invoices paid in USDT. Network fees for later sweeps come from your gas balance, not from these amounts.

What does going live cost?

A one-time payment of $25, in any coin you like. All of it is credited to your gas balance, which is kept in US dollars and pays the network fees for moving your coins: sweeps, swaps and token payouts.

It is not an extra charge on top: it is your first $25 of network fees, paid in advance. Under the Terms, the gas balance, including the go-live payment, is not paid back as cash if you close your account.

Who pays blockchain network fees?

Every blockchain charges a small fee to move coins, paid in its own coin: moving USDT on Tron needs TRX, on Ethereum it needs ETH. The amount depends on the network and how busy it is, so we can't promise a fixed figure.

Network fees for sweeps, swaps and token payouts are paid from your gas balance, and we add nothing on top. If the gas balance runs out, the network fee is taken from the payment being moved. When you pay out a chain's own coin, such as BTC or SOL, its network fee comes out of the amount sent.

Read how crypto network fees work for what each network typically needs.

Are there payout fees or minimums?

No. You can pay out any time, with no minimum and no Crypto Merchant fee; only the blockchain's network fee applies. Each coin can go to its own address, or everything can be swapped into one holding coin first. See payouts and swaps.

What does a swap cost?

Swaps are optional. If you choose to hold your balance in one coin, other coins are swapped at the live market price, and that rate includes our service margin. The network fees for a swap come from your gas balance.

Why do XRP and TON addresses cost extra?

On the XRP Ledger a new address must hold a minimum reserve before it can receive payments, and on TON a new wallet has to be deployed. When a new XRP or TON address is set up for your business, that activation cost plus a service margin is taken from your gas balance. Other networks have no activation cost.

What if a customer pays the wrong amount?

You choose an underpayment tolerance in your settings (we recommend at least $1). A payment short by no more than that counts as paid, and the fee is 1% of what arrived.

If it is short by more, the customer can send the rest or get a refund of what they sent. A refund costs you nothing; its network fee comes out of the refund.

If a customer pays more than $5 too much, they can withdraw the extra themselves from the invoice page. Overpayments of $5 or less go to the Crypto Merchant platform and are not returned. See wrong amounts.

How does this compare with other gateways?

Headline rates hide differences: some gateways add a fixed fee, charge more for conversion, or require identity documents and a registered business first. The calculator above uses each gateway's published standard rate. For custody, documents, coins and countries, see the full comparison.